Insurance

Underwriter CV: example and template

This example is for underwriters at insurers in property, liability, life and motor insurance, and for agents, claims handlers and analysts who want to assess risk.

The employer wants to know which risks you assess, for which clients, what authority you have, how you set premium and terms and how the loss ratio of your portfolio looks. We show you how to describe this on your CV.

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Example CV: underwriter

All the details in this example are fictional. Treat it as a model of layout and wording, and replace the content with your own experience.

Karolina Bielecka

Underwriter

Warsaw +48 123 456 789 karolina.bielecka@example.com

Professional profile

Underwriter with 7 years in commercial property insurance, the last 4 at an insurer serving corporate clients. I assess the risks of manufacturing plants and warehouses, set premium and terms and work with brokers and reinsurance. I keep a portfolio of 240 policies with PLN 68 million premium a year at a loss ratio below plan.

Work experience

Underwriter, commercial property insurance

03.2022 - present

Insurance company, Warsaw

  • Assessing the risks of manufacturing plants, warehouses and logistics centres.
  • A portfolio of 240 policies, premium of about PLN 68 million a year, loss ratio below plan.
  • Quotes, premium and terms for brokers, renewals and negotiation.
  • Risk surveys with risk engineers and recommendations for clients.
  • Referring large risks to reinsurance and working within my own authority.

Property claims handler

06.2018 - 02.2022

Insurance company, Warsaw

  • Handling claims for company property.
  • Inspections and setting the amount of compensation.
  • Contact with loss adjusters.

Education

Master's degree, finance and accounting

2013 - 2018

SGH Warsaw School of Economics

Skills

  • Assessing insurance risk
  • Commercial property insurance
  • Setting premium and terms
  • Work with brokers
  • Reinsurance
  • Portfolio loss ratio analysis

Training

  • Industrial fire risk assessment training, 2022
  • Reinsurance training, 2023
  • Advanced Excel course, 2021

Languages

  • English: C1

Additional information

  • Willing to travel for risk surveys

I hereby consent to the processing of my personal data for the purposes necessary to carry out the recruitment process, in accordance with Regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016 (GDPR).

How to write an underwriter CV

Professional summary

Write which risks you assess, for which clients, what portfolio you have and how it performs. Add your authority if you can give it. The employer is looking for someone who will assess risk well, set a fair premium and get on with brokers.

Property claims handler with 4 years of experience at an insurer. I handle claims for company property, carry out inspections and set compensation amounts. I am looking for work as an underwriter.

Experience: duties and achievements

Describe the types of risk, clients, portfolio, premium, loss ratio, brokers and reinsurance. Show results in numbers. Add risk surveys and your work with risk engineers.

Weaker: Assessing risk.

Better: Assessing the risks of manufacturing plants, warehouses and logistics centres.

Weaker: Portfolio.

Better: A portfolio of 240 policies, premium of about PLN 68 million a year, loss ratio below plan.

Weaker: Quotes.

Better: Quotes, premium and terms for brokers, renewals and negotiation.

Skills worth listing

List risk assessment, types of insurance, premium, brokers, reinsurance and the loss ratio. In your soft skills show analytical thinking, decisiveness and negotiation.

Professional skills

  • Risk assessment
  • Property insurance
  • Premium and terms
  • Brokers
  • Reinsurance
  • Loss ratio

Personal skills

  • Analytical thinking
  • Decisiveness
  • Negotiation
  • Accuracy
  • Communication

Training

List training in risk assessment, reinsurance and insurance products. If you hold an industry certificate, give it with the name of the institution.

How to become an underwriter

Most people move from claims handling or broker service, or start as an assistant underwriter. On your CV show the risks and claims you already know.

Add finance or technical studies and Excel. An underwriter does a lot of calculation and reads clients' documentation.

Tailoring your CV to the job offer

Commercial property insurance looks for assessing industrial risks, life insurance for medical and financial assessment, and motor insurance for fleets and tariffs. Move to the top what the job ad is about.

The most common mistakes on an underwriter CV

Questions and answers

What should an underwriter put on a CV?

Types of risk, clients, portfolio, premium, loss ratio, brokers, reinsurance and training.

Which results are worth giving?

Portfolio premium, loss ratio, the number of quotes and renewals and the share of quotes won.

How does an underwriter differ from an insurance agent?

An agent sells insurance, and an underwriter assesses the risk and decides on terms and premium.

Does claims handling experience help?

Yes, it shows what claims look like in practice and what increases risk.

Create an underwriter CV in the builder

In the CV Majster builder you enter your details step by step and see right away what the document looks like. You can copy the wording from this page and adapt it to yourself. The finished CV as a PDF costs a one-off PLN 5, with no subscription, and you see the preview before you pay.

Go to the CV builder

See also

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Career guide

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